whatever your unique Life Insurance needs, we've got you covered
Life insurance can be confusing; we are here to make it easier for you. We will help you understand what you have, discuss your personal goals and create a personalized plan which can be adjusted to the various stages of your life.
Term Life
Term Life
Designed to provide temporary coverage for a specific period of time.
Return of Life Pemium
Return of Life Premium
Enjoy a policy that offers protection and pays you back after 20 or 30 years.
Whole Life
Whole Life
Protection that remains in force for life, with level premiums and tax-deferred cash value accumulation.
Final Expense Coverage
Final Expense Coverage
Protection remains in force for life, with level premiums and a guaranteed death benefit as long as premiums are paid.
What will my coverage include?
Return Of Premium Life
Term Life
Whole Life
Final Expense Coverage
Reduced paid-up coverage
Reduced paid-up insurance allows you to continue your life insurance coverage without paying additional premiums, but the initial death benefit will be reduced. This is effective when your need for life insurance protection reduces throughout your life.
No Medical Exam
Depending on an individual’s age, amount of insurance applied for, and medical history, the underwriting process may not require the individual to submit to an exam, blood drawn or urine specimen.
Guaranteed Level Premium
The premium is guaranteed to remain the same throughout the insured’s lifetime or applicable policy term.
Guaranteed Death Benefit
When purchasing a life policy, you will decide on how much of a death benefit you require and for how long. Your death benefit is guaranteed to remain the same, all you have to do is pay your premium on time.
Cash Accumulation
Cash accumulation refers to the tax deferred cash that builds inside a whole life or return of premium term life insurance policy. The cash accumulation addresses the savings feature, which can be utilized in the future
Accelerated Death Benefit For Terminal Illness
A living benefit that allows you to access virtually all of the death benefits prior to your death, if you are diagnosed with a life expectancy of 12 months or less.
Lower Premium At The Beginning of The Policy
With an Annual Renewable Team (ART) policy, the amount of the death benefit remains constant, and the premiums are initially inexpensive, but the premiums increase each year.
Provides Lifetime Coverage
Whole life insurance is designed to provide permanent coverage throughout your entire life. It will not reduce and will remain in force your whole life if you continue to pay the premium.
Accelerated Death Benefit For Chronic Illness
A living benefit that allows you to access a portion of the death benefit in advance of your death. To qualify, you must be diagnosed with a qualifying chronic illness.
Protect The One's You Love
Begin the process by requesting a free life insurance quote online. Or contact a local Indiana Farm Bureau Insurance agent who can assist with customizing a life insurance policy that protects your family after the unexpected.
Calculate Your Life Insurance Needs
How much do you need? Based on your answers to the following questions, we'll provide you with an estimate of how much life insurance coverage would be best for your situation.
No matter the time or day, we are available for you in your time of need. You can report your claim by filling out the online form, contacting your agent or calling 1-812-418-7508 to begin the process.
What information is helpful to have when I file a claim.
Policy Number
Date, location and description of accident
Year, make and model of vehicles involved
Names of everyone involved in the accident including witnesses
Description of Injuries
What can I expect from the claims process?
Once you have filed your claim, it will be assigned to a claims representative. They will contact you to answer questions, obtain any additional information needed and conduct an investigation.
How do I file A claim?
If you are an Indiana Farm Bureau Insurance customer:
Whether you currently have a homeowners policy or you are buying your first home, an expert agent will have a quick conversation with you and answer your questions.
During this conversation, an agent will help you determine what type of policy is best for you, discounts you qualify for, and suggest which coverage options best meet your needs.
