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Business Insurance

Business Owner Policy


Allow us to help you design a bespoke Insurance Policy, tailored to protect your business against potential risks and challenges.
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Tailored protection for your business

Our Business Owners Policy (BOP) is your all-in-one solution, offering specialized coverage for commercial property, general liability, business income, and beyond, all bundled into a single policy. Whether you run a cozy barber shop or manage a sprawling warehouse, our customized coverages are designed to perfectly align with your distinct requirements.
Don't find your specific business mentioned? No worry. This is just a glimpse of our extensive portfolio, covering hundreds of specialty businesses with tailored insurance solutions.

What Coverage is Available?

Property  provides coverage for buildings, tools, equipment or inventory that is stolen, damaged or destroyed by a covered loss.
Liability provides protection for your business when others are injured or property is damaged as a result of your operations.
Business Income Coverage protects by helping cover lost income when your business must shut down due to covered loss.

Additional Coverage

Equipment Breakdown provides coverage for mechanical breakdown or electrical failure of pressure, mechanical or electrical machinery.
Data Breach reimburses you for expenses associated with notification expenses, forensic investigation expenses or public relation expenses.
Cyber Extortion reimburses you for your expenses if your business is hit by a covered ransomware attack or other cyber extortion.

Optional Coverage

Identity Restoration can reimburse you for the expenses to restore your identity if you are a victim of a covered identity theft.
Employment Practices Liability can provide coverage for claims arising from allegations of unjust employment acts such as discrimination, harassment or wrongful termination.
Employee Benefits Liability can provide coverage to an employer for negligent acts, errors or omissions committed in the administration of an employee benefit program.

More Optional Coverage

Professional Liability can provide protection for claims/lawsuits that can arise from the professional services your business provides to clients.
Hired & Non-owned Auto can protect you when you lease, rent or hire an auto, or when an employee drives their own auto to complete business errands or activities on your behalf.
Contractors Errors and Omissions can protect you against claims for unintentional faulty workmanship or materials that you install.

Enhance Your Protection

Worker's Compensation provides for employee medical expenses and lost wage payments in the event of a work-related injury.
Business Auto can provide coverage for vehicles your business owns, operates or uses in the course of daily operations.
Commercial Umbrella provides extra protection against damages resulting from lawsuits or claims.

Secure your business today!

Safeguard your livelihood with a tailored insurance policy. Contact our experienced agents now for a personalized quote and protect what matters most.
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